Some of these home-based business ideas may not be suitable for everyone, but I can tell you this: I have made a lot of money working from my home for the last 40 years.There are other things also that I have done, but that would be a book.

Heck, if the banker told you this, you might think twice about becoming a 30-year employee of the bank while you are making your payments for the next 360 months.

Choosing a homeowners loan agent is a lot easier than you think. Referrals from actual customers are the best way to locate someone. Inquire with family, friends, neighbors and co-workers who own a home, who they use as their Ask them what their opinion was of the lender.

If you are taking the help of newspaper advertisements, make sure that you read the fine print. Some details pertaining to charges like redemption penalties might just miss your eye. If you are taking the help of a broker, make sure that you find out what his fees are at the very outset. Also, ensure that you get information on the various penalties that you might have to pay in the future.

Yes, it is still possible to buy a home with NO money down. Down payment assistance programs have been around for a while, however HUD has discontinued most of them. Good news is that the Nehemiah Down Payment Assistance program is still being accepted by HUD until the end of March 2008.

By lending you the money to buy your home, your bank creates an asset on its balance sheet, and if it is an asset for the bank, it must, by straight accounting procedures and common sense, be a liability on your personal balance sheet.

So here is the real strategy! Finding a good internet broker can be a goldmine as they receive the smallest cuts if any at all. This can prove to be a real bargain for you when you are shopping for a mortgage.