If you are someone who recently graduated from college, you may not see wealth management as a priority. After all, you slaved off in school for the past sixteen years of your life. You want to enjoy, travel, shop, and buy things you never had before. Who cares about saving money, you can still save when you reach a certain age.

This combined with poor well actually no financial management led me to financial devastation. I could deny all of this and base it on something else, yet I would still know the truth. When I made this choice I had no idea of the impact it would have on my life. I knew it would be tough, I just figured it would take me less time to achieve the level of success and monetization I wanted if I could dedicate all of my energy into my business.

In fact, the lawyer allowed tens of thousands of dollars of arrears to accumulate. Meanwhile, the lawyer asked for and got a court award of $10,000 of attorney’s fees from the absconded husband. When the lawyer realized that the husband had spent the money and the attorney fee award would not be easily collected, he began to demand money from the client. Being disabled and not having received a penny of the support award, she was unable to pay the lawyer and he withdrew from her case at the final hearing. Needless to say all of this left the woman with a bad taste in her mouth when it comes to lawyers.

You should investigate a pre-paid lawyer as diligently as you would any other lawyer and ask the same questions. If the lawyer does not devote a significant portion of his/her practice to the area of law involved in your matter, you should look elsewhere. If the lawyer does not have a good reputation within the legal community, you should look elsewhere. If the lawyer cannot point to articles written or cases won, if he/she cannot point to client testimonials, you should look elsewhere.

Ask about miscellaneous odds and ends. This may seem like a minor issue but there are many questions you may have that may play a direct part in the lawyer’s decision on whether or not to take your case or whether or not the case is appropriate for the lawyer to take. If there are any questions you need to ask the lawyer, you’ll get a straight answer before you get involved in financial agreements with him/her.

Suing a lawyer is expensive so before you take the final step you should try: meeting your lawyer and laying the cards on the table, try and solve matters; complaint to the local Bar Association; or seek arbitration to resolve the dispute. If nothing works and you are confident of the strength of your case go ahead and sue the lawyer.

FAILURE TO STAY IN TOUCH. If you move or change employment or telephone numbers, your lawyer may not be able to reach you to communicate about your case. It is important to keep your lawyer abreast of changes in your circumstances, employment and residence contact information.

The best way to summarize debt management skills is to rely on plain old-fashioned common sense. If you cannot afford to pay for it in cash, do not buy it. If money is tight, extras like eating out and going to the movies are replaced with popcorn and DVDs at home. Glamorous it may not be, but neither is struggling to get out from under credit card debt.