So you’re buying a new or used car or truck? You need to fill out a car loan application? Well let me just tell you it is critical that you provide accurate, honest information no matter if you complete the form online, at a bank, or at a local Dallas Chevy dealership. If you don’t it could result in your application not being processed correctly and it may prevent you from getting a car or truck loan.

Same thing as getting approved for financing with no credit! Students with bad credit should not have a problem getting a with bad credit because the lenders are protected; you don’t pay, you lose the car!

According to “conventional wisdom” they’ll need to stay on your credit report for a certain amount of time, typically 7 to 10 years. However, you will discover that there are insider techniques that the credit bureaus don’t’ want you to know that can remove these items in as little as 45 days!

Once the collection agency is paid, you should contact the original creditor and make sure that they update your account. They are actually bound by the law to do this. The caveat to this is whether you intend to dispute the entire listing. If your going to use the process of verification to dispute the debt, then you will have to wait until that process plays out. It may be that the entire listing will be dropped altogether.

And you also have to consider that the process can get very expensive, more so if you use an attorney. The procedure is not free: the fees that Courts charge have gone up in the last few years.

Whatever you do, try doing your best to make decent extra money. In other words, do it legally. Don’t feel embarrass to do any job that has nothing to do with your degree or status of your job. If you really need to make some extra money to cut your neighbor’s lawn, for god sake just do it. There’s nothing to be ashamed of.

These documents are not hard to gather, we just have to be very patient in getting them all complete to be able to apply for a car loan where ever we are in the US. These are the most common documents that car dealers require from all of their applicants.